Why Dividend Investing?
I bought my first stock when i was 19.
After saving through my poly days, along with my “Angpow or Red Packet” collected over the years i have accumulated a total of $4000 sgd .
With advice from my auntie, i used all my saving and got my first stock DBS Bank
Bought DBS at $ 16.28 on the 13 June 2013
DBS is now worth $31.90 on the 02 Dec 2023
A price appreciate of 98% .
If you included the dividend collected:
2013 – 0.56
2014 – 0.58
2015 – 0.6
2016 – 0.6
2017 – 0.3
2018 – 0.6
2019 – 1.5
2020 – 1.02
2021 – 1.02
2022 – 1.44
2023 – 2.3
Total dividend = $10.52
This adds up to a total returns of 260.56% in 10 years!
A $4000 dollar investment transformed into $10,422.40.
The experience with my first stock cemented my believes of the benefits of dividend investing. Over the years , i have explored many strategies from hypergrowth investing, trading to macro-investing. All of each has its advantages as well as its disadvantages but dividend investing was always my personal biases and the strategy that i decided to be my superior one.
Global Dividend Investor
Diversification is the Holy Grail of Investing
Ray Dalio , Principle by RayDalio
As a Singapore based dividend investor, i have a limited pool of option . In a small market , gems are harder to find and most dividend investors portfolio become either extremely concentrated or diversifed but they settle for lesser quality stocks.
In order to be both diversified with quality stock, I took to the sky and started looking at stock in other non-witholding tax countries. This are namely stock in the UK, Malaysia, Singapore, Vietnam and Hongkong. With ten of thousand of stocks to screen from, this allowed me to stay diversifed between 25-50 stocks while at the same time ensuring each one of them passed my stringent checklist.
My Dividend Journey
I created this blog to document my own dividend investing journey.
As i do my own diligence on each stock, i found i needed to an outlet to keep a record of my investment research. A blog allows me to do just that, it also allow me to reflect back on my own mistakes and success.
Investing is a journey i hope i get wiser and more skilled overtime.
By sharing , i hope my blog will provide some value to you.